Federal student loans have variable interest rates set by the Federal Government on July 1 of each year. By consolidating your eligible federal loans with the Government you are able to lock in rates as low as 5.125% and reduce your monthly payments by as much as 58%!
Directions
For each of your loans, enter the amount and interest rate in the calculator to
the right and click the Calculate button.
Click here 
if
you are unsure of your current rates.
